Online Check Writer Alternatives

Quick answer

“Online check writer” can mean three quite different products. Pick by what you need the software to do with the check after it's written:

Send the money for you (mail the check, eCheck, ACH): a cloud accounts-payable platform.
Track a checkbook on your phone: a mobile checkbook register app.
Print a real check yourself, fast: a browser-based check writer such as Quick Check Writer.

The three kinds of check writing software

	Cloud AP platforms	Mobile checkbook apps	Browser-based check writers
What it does	Design and print checks, and usually mail them, send eChecks or ACH, and manage payables and receivables	A digital checkbook register; some also write or print checks	Writes a check and makes a print-ready check PDF in your browser
Moves money for you	Usually yes (mailing, eCheck, ACH)	Usually no	No; you print or share the check
Account needed	Yes, a business account	Usually an app download	Often not; Quick Check Writer needs none for your first check
Where bank data lives	The provider's cloud	Varies by app	Quick Check Writer: only on your device
Best for	Businesses paying many bills, with a team or accounting integrations	People balancing a personal checkbook	Landlords, small businesses and households who print checks themselves

1. Cloud accounts-payable platforms

These are full payment platforms. One well-known example is OnlineCheckWriter.com, which describes itself as a cloud-based platform for designing, printing and mailing checks and sending eChecks and ACH transfers. Checkeeper is another service that prints and can mail checks and connects to accounting software. Platforms like these are a good fit when you want the software to send the payment, not just print it, or when several people approve payments. Pricing models vary (per payment, monthly plans or both), so check each provider's current pricing page.

Detailed comparisons: OnlineCheckWriter alternative, Checkeeper alternative, QuickBooks check printing alternative.

2. Mobile checkbook register apps

These apps, on iOS and Android, replace the paper register in the back of your checkbook: you log checks, deposits and debits and keep a running balance. Some also let you write or print a check. They're a good fit if your main need is keeping track of a personal checking account on your phone.

3. Browser-based check writers

A browser-based check writer does one thing: it makes a real, printable check. You enter your bank details once, type the payee and amount, and get a check PDF with the MICR line in the right place, ready for blank check stock. Quick Check Writer is in this group:

Runs in any browser on phone or computer, and installs to your home screen. Works offline after the first visit.
First check free with no account, no credit card and no watermark.
MICR line in the E-13B font, laid out on the ANSI X9 grid (8 characters per inch, inside the bottom clear band).
Signature, amount in words, check register, payee address book, batch printing, and sharing as a PDF by email, WhatsApp or text.
Bank details stay on your device.
Plans from $1.99 a month after the free check.

What it doesn't do: mail checks, send ACH payments or process eChecks. If you need those, choose a platform from group 1.

Try the browser-based option

Write and print your first check free. No account, no credit card.

Write your first check free

How to choose

Do you need the software to send the money? If yes, use a cloud AP platform.
Do you mainly want to track a checking account balance? A checkbook register app is enough.
Do you just need to print a check now and then, or regularly, yourself? A browser-based check writer is the simplest and usually the cheapest.

Product names are trademarks of their owners and are used here only to identify their products. Descriptions are based on each company's public website as of October 2026; features change, so check with the provider.

Frequently asked questions

What is the best online check writer?

It depends on the job. If you need checks mailed for you, eChecks or ACH transfers, a cloud accounts-payable platform fits. If you mostly track a checkbook on your phone, a checkbook register app fits. If you just want to print a real check yourself, quickly and cheaply, a browser-based check writer like Quick Check Writer fits.

Which check writers work in the browser without signing up?

Some browser-based check writers let you make a check PDF without an account. Quick Check Writer lets you write and print your first check with no account and no credit card.

Can Quick Check Writer mail checks or send ACH payments?

No. Quick Check Writer prints checks and makes check PDFs. It is not a bank or payment service and does not mail checks, send ACH payments or process eChecks.

Where is my bank information stored?

That varies. Cloud platforms keep your bank details on their servers so they can print, mail or send payments for you. Quick Check Writer keeps your bank details, payees and register on your own device.

Is it legal to print my own checks?

Yes. In the US you can print your own checks on blank check stock as long as the bank details are yours and correct. See our guide on whether it's legal to print your own checks.

Related guides

Last updated October 29, 2026.

Online check writer alternatives: the 3 kinds compared