Is it OK to print your own personal checks?
Yes. A check is simply a written order to your bank to pay someone. There’s no rule that it has to come from the bank’s own printer, and people and businesses have printed their own checks for decades. What matters is that the check carries your correct routing and account numbers in a MICR line the bank can read, and that you only write it on your own account. The full answer is in is it legal to print your own checks?
When printing your own makes sense
- You write a few checks a year (rent, a deposit, a school trip, a contractor) and a 100-check box would outlast its address.
- You need one today and reordering takes a week or two.
- You moved or changed banks and your old checks are out of date.
- You’d rather type than handwrite, especially for the amount in words.
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Your first check is free, with no watermark, no account and no credit card.
Write your first check freeWhat you need
- Any inkjet or laser printer that prints letter-size paper.
- Blank check stock (security check paper), sold online and at office supply stores. One sheet holds one check (top, middle or bottom) or three.
- Your routing and account number. They’re on the bottom of an old check or in your banking app; see where to find them.
Print a personal check in four steps
- Add your details once: your name and address as you want them on the check, your bank’s name, your routing and account number, and the next check number (pick up where your old checkbook ended).
- Line up your printer: print the alignment test on plain paper, hold it over your check stock, and adjust if needed.
- Fill in the check: who it’s to, the amount, the date and a memo like “October rent, Apt 3”. The amount in words is written for you.
- Sign and print: add a saved signature or sign the printed check by hand.
Keep your checkbook organised
Every check you print goes into a check register on your device, with the date, payee, amount, memo and number. You can reprint a check, mark one void, or export the list as a spreadsheet for taxes or to reconcile with your statement. More about the check register.
Personal plan
Your first check is free, with no watermark and no account. For regular use, the Personal plan is $2.99 a month and covers two bank accounts, such as checking and savings or a joint account; Basic is $1.99 for one. Cancel anytime. See pricing.
Safety tips
- Store blank check stock somewhere locked, like any checkbook.
- Don’t leave blank space on the payee or amount lines (the app fills it with asterisks).
- Shred misprints, or mark them void.
- Your bank details are stored only on your device and never uploaded.
Frequently asked questions
Can I print my own personal checks at home?
Yes. You can print personal checks at home on blank check stock with a regular printer, as long as they carry your correct bank details in a readable MICR line. Quick Check Writer lays all of that out for you.
Will my bank accept personal checks I print myself?
Most banks accept checks printed on check stock with a correct MICR line. Acceptance is up to your bank, so print one check and deposit or show it to your bank before printing many.
Is it cheaper to print your own checks?
For occasional use, usually yes: blank check stock costs a few cents a sheet, and you only print what you need. The Personal plan is $2.99 a month after your free first check.
Can I use my existing check numbers?
Yes. Set the next check number when you add your bank account, and the app counts up from there.
Can I print checks for a joint account?
Yes. Put both names in the name field exactly as your bank lists them. The Personal plan also covers two accounts.
Related guides
- How to print checks at home
- Write a check amount in words
- Order checks or print your own?
- Is it legal to print your own checks?
- Check writing app for iPhone
Last updated October 29, 2026.